E. Gray

Car insurance is mandatory in the state of California, but cheap car insurance, for many would-be drivers, is still too difficult to obtain. California’s Low Cost Auto Insurance plan is intended to help low income drivers afford insurance, but the conditions for participation are too restrictive and severe. Young drivers, new drivers and cars without a clear title don’t qualify for low-cost coverage. Thus, the issue of preventing low-income drivers from operating uninsured, unregistered and sometimes unsafe vehicles remains.

At this time, State Low Cost Auto Insurance is available in California to any low-income driver who is over 19 years old, has a good driving record, and has been licensed for three consecutive years. The insured vehicle cannot be worth more than $20,000, and it must be owned outright by the insured. These rules protect the insurance industry from excess liability. But do they keep Californians safe?

Cheap car insurance should be available to everyone, especially to those who are most in need. (more…)

My social studies teacher is going to give me some extra credit if I work on a project this summer. I would not really care for that, but I am sort of trying to make up for some bad grades I had when I was a sophomore. At that point I was really nuts for this girl, who never really cared about me it seems. At any rate I got bad grades because I was chasing her too hard and now I need help. I am great at things like web design and that is why she wants me to go to work on something for her. Well it is an overstatement to say that I am really great at making a web page, but I am pretty good compared to most High School juniors. She wants to have us study the local politics and blog about the stuff that happens in local politics and government.

It really is not so much about that to be honest. (more…)

I remember when I first went to go and vote. I had a candidate ask me what would make a great leader. I was shocked as I had never thought of an answer to that question before. I knew that I wanted to vote for one party and that I would go in and pull every lever under that one party but I did not know why. I went and saw that a leadership assessment was done on all of the local candidates and saw that the person I wanted to vote for, had no great qualities that would make her a good mayor. I did not know what to think as I only heard what my dad had to say about all of the people that were running for office. It never dawned on me that there would be people that would actually want to ruin other people’s reputations. Dirty politics was something that I had heard about, and did not get to see first hand until I viewed commercials in the second election that I was voting in.

One candidate kept on putting the other candidate down and I was really getting tired of hearing the personal attacks, it did not seem like it was fair to be that one person could be so mean to another. I would not want that person that hit below the belt to be in office where I lived as that was not a representation of how most people are. Most people are good and because the other candidate did not take cheap shots, they automatically got my vote. I am so glad that I voted for this person because they ended up helping a lot of people during the financial crisis that hit our country and fed a lot of people.